Policy 10

Website Disclaimer

Important information about our regulatory identity, pricing indications and fraud safety.

Policy ownerLegal / Compliance
Version[INSERT VERSION]
Effective date[INSERT DATE]
Next review[INSERT DATE]
1

Regulatory identity

[INSERT LEGAL NAME OF NBFC] is registered with the Reserve Bank of India as [INSERT NBFC CLASSIFICATION], CoR No. [INSERT NUMBER]. Registration authorises the Company to conduct permitted NBFC business; it does not constitute RBI endorsement of the Company or its products, nor a guarantee by RBI of repayment of the Company's liabilities.

2

No loan offer or guarantee

Content, calculators, examples, eligibility indications and promotional schemes are informational and may change. They are not a sanction, commitment, investment advice or guarantee of approval. Final terms depend on verification, underwriting, applicable partner scheme, KFS, sanction letter and executed loan agreement.

3

Pricing and calculations

Indicative instalments, rates and APRs may be rounded and may exclude facts not yet known. Product price, down payment, advance instalment, subvention, taxes, third-party charges and repayment dates may affect the final result. The borrower should review the KFS and repayment schedule before accepting a loan.

4

Accuracy, availability and external content

The Company endeavours to keep information current but does not warrant that every page is complete or error-free at all times. External links and merchant / OEM content are controlled by third parties. The Company is not responsible for unauthorised websites, apps, agents or communications falsely using its name.

5

Fraud warning

  • The Company will never ask for an OTP, PIN, password or remote-screen access to approve a loan.
  • Make payments only to channels stated in the loan documents or verified Company interface.
  • Verify the Company's approved DLAs, LSPs and customer-care details at [INSERT REGULATORY DISCLOSURE LINK].
  • Report suspicious activity immediately at [INSERT FRAUD CONTACT].
6

Rights preserved

Nothing in this disclaimer limits mandatory rights under applicable law, RBI directions, the loan contract or consumer-redress mechanisms. The Privacy Policy, Terms of Use, Fair Practices Code and Grievance Redressal Policy should be read together.

Drafting basis

RBI NBFC public communications, fair-practices and digital-lending requirements; applicable consumer-protection and information-technology law.

Explore other policies

Part of the Transwarranty Finance Limited policy and disclosure framework.

POLICY 01 Fair Practices Code Our commitment to transparent, fair and responsible conduct across every lending product, channel and partner. Read policy → POLICY 02 Interest Rate Policy How we price loans fairly and transparently, and the disclosures every borrower receives. Read policy → POLICY 03 Penal Charges Policy How penal charges for material non-compliance are determined, disclosed and reviewed. Read policy → POLICY 04 Privacy Policy What personal data we collect, why we process it, and the choices and rights available to you. Read policy → POLICY 05 Data Storage and Retention Policy How customer data is stored in India, retained for approved periods and securely destroyed. Read policy → POLICY 06 Grievance Redressal Policy A free, accessible and time-bound way to raise concerns and escalate to the RBI Ombudsman. Read policy → POLICY 07 Recovery Agent Code of Conduct The standards of conduct binding everyone who performs recovery activity for the Company. Read policy → POLICY 08 Terms of Use The terms that govern your access to and use of our website and applications. Read policy → POLICY 09 Cookie Policy The cookies and similar technologies we use, and how you can manage your choices. Read policy →