Consumer Loans
Ticket Size
Up to ₹45,000
Tenure
6 – 8 Months
Ideal For
- Smartphones
- Electronics
- Consumer Durables
Special Feature
Device-level control for improved recoveries.
Partner Programme
Offer consumer and merchant loans to your users without taking any credit risk or building a lending stack. We handle everything — you earn from every loan.
We work with:
Sell more devices through embedded finance.
Increase attachment rate and customer retention.
CRM • ERP • Restaurant POS • Retail POS
Empower dealer ecosystems with financing.
Convert walk-ins into financed purchases.
Simple 4-step model:
Give your frontline sales staff the Oroboro Setu app. They can start offering finance right from the store.
Your team spots customers who need easy finance and initiates the process on the spot.
Eligibility is checked instantly and the loan is disbursed in minutes, all within the app.
Bank mandates are set up for auto-collections. Repayments happen directly from the customer.
Ticket Size
Up to ₹45,000
Tenure
6 – 8 Months
Ideal For
Special Feature
Device-level control for improved recoveries.
Ticket Size
Up to ₹1 Lakh
Tenure
6 – 8 Months
Repayment
Ideal For
| Feature | Consumer Loans | Merchant Loans |
|---|---|---|
| Ticket Size |
Up to ₹45,000 | Up to ₹1 Lakh |
| Tenure |
6 – 8 Months | 6 – 8 Months |
| Repayment Options |
EMI (Monthly) | EDI - Easy Daily installments |
| Ideal For |
Smartphones, Electronics, Consumer Durables | Working Capital, Inventory, Business Expansion |
| Special Feature |
Device-level control for improved recoveries | – |
If you already have your own app or software
Real-time dashboard to monitor disbursements, repayments and portfolio quality across all your points of sale
on your books
(loans issued by Transwarranty Finance Limited)
(Setu or API)
(< 3% delinquency, < 1% default)
with OEMs, insurers and software platforms
